HHWP
CAC HOUSING DEVELOPMENT RESUME
Creation of
affordable housing through a variety of methods, including housing
rehabilitation services, new construction of single-family homes, and
new construction of lower-rent apartments. Specific projects vary in
each county each year.
Completed and current programming:
• Since 1975, the CAC has operated the Home Weatherization Assistance Program (HWAP) over a five-county area. Currently the services provided include complete home inspections using blower door technology, and including furnace/water heater inspections, replacement/repair of defective furnaces/water heaters, installation of insulation and other weatherization materials, minor roof repairs, and client education on reducing energy consumption in the home. We are serving approximately 170 homes this fiscal year.
• Project Rehab: program that included purchasing single-family houses primarily in the Clinton Court neighborhood of Findlay that are vacant and need major renovation work. We then had contractors, area high school students, and volunteers do all of the repair work. Upon completion we sell the properties to income qualifying residents, sometimes with a lease/purchase agreement. This project began in 1986 utilizing a local foundation grant, and was expanded in 1987 and 1989 with two CDC Nonprofit Housing grants. Through 1999, we had rehabbed and resold 13 units.
• Expanded Project Rehab: a two-year project similar to high school program, but targeting slightly higher income families in several targeted neighborhoods in Findlay, and utilizing contract labor. We also received funding to do complete lead hazard abatement services on each house. We resold to income-qualifying families (65% of median) by offering a forgivable $16,560 credit. We received an ODOD NPHDP housing grant in 1996 to complete five properties.
• Wyandot MRDD housing: we contract with the Wyandot County MRDD Board to manage their three residential properties in Upper Sandusky. This contract began in 1995 with two houses, and we have applied for and received some supplemental Ohio MRDD funds to complete some renovations to both units in recent years. In 2006 we obtained an ODMRDD Capital Grant to purchase a third house, which was completed in August 06.
• HCCIL housing: from September 1997 through March 1999 we contracted with the Hancock County Corporation for Independent Living to manage their handicap accessible duplex in Findlay. We also served as HCCIL’s fiscal agent, and we were successful in obtaining local CDBG funding to purchase and renovate this duplex for handicap accessibility. We turned over these management functions to the Hancock Metropolitan Housing Authority in 1999.
• Glenwood Village: we were the nonprofit sponsor of this 72-unit apartment complex in Findlay, constructed in 1995, using the LIHTC (Low Income Housing Tax Credit) program and $200,000 in ODOD grant funds.
• Highland Village: we were the nonprofit sponsor of this 60-unit apartment complex in Upper Sandusky, constructed in 1996, using the LIHTC program and $500,000 in ODOD grant funds.
• Eagle Point Apartments: we were the nonprofit sponsor for this 72-unit apartment complex in Kenton, utilizing the LIHTC program, competed in 2000.
• Highland Village II: we were the nonprofit sponsor of this 30-unit expansion of Highland Village in Upper Sandusky, utilizing the LIHTC program and a $600,000 grant from ODOD, completed in 1998.
• Breckenridge Apartments: we were the nonprofit sponsor for this 72-unit apartment complex in Findlay, utilizing the LIHTC program, completed in 1999.
• Glen Arbor Apartments: we were the nonprofit sponsor of this 72-unit apartment complex in Napoleon, utilizing the LIHTC program, completed in 2000.
• Brower Commons Apartments: we were the nonprofit sponsor of this 90-unit apartment complex in Lima, utilizing the LIHTC program, completed in 2001.
• Deer Creek Apartments: we were the nonprofit sponsor of this 84-unit apartment complex in Delphos, utilizing the LIHTC program, completed in 2000.
• Wellington Place Apartments: we were the nonprofit sponsor of this 42-unit project in Ottawa, utilizing the LIHTC program and a $600,000 grant from ODOD, completed in 2003.
• Nantucket Greene Apartments: we are the nonprofit sponsor of this 40-unit project in Upper Sandusky, utilizing the LIHTC program and a $600,000 grant from ODOD, completed in 2003.
• New Lima Homes: a 60-unit LIHTC project in Lima, consisting of 4-bedroom, single-family homes for lease/purchase. All were completed by mid 2006.
• Meadow Glen Apartments: a 50-unit LIHTC apartment project in Carey for rehabilitation. All units were completed in late 2006. Formerly known as Westown Apartments.
• Fair Housing Services in Hancock and Wyandot Cos.: included educational and complaint conciliation services to all residents. We contracted with the City of Findlay and the County Commissioners annually to provide these services from 1985 until September 1999, when they were turned over to other local agencies.
• The CAC owns several properties near the CAC office building, and provides two units of low-rent housing. The CAC serves as the property manager for these units, and has obtained CHIP and other funds to rehabilitate these units in the past 10 years.
• We completed construction of 10 new single-family houses in Findlay, utilizing Ohio Office of Housing and Community Partnerships/HDAP and Ohio Housing Finance Agency funding. These houses were sold at the appraised values (approx. $99,000), but each family only had to obtain a mortgage that was affordable for them. That was determined by an ODOD formula of 30% of income to be applied to all housing costs, including utilities, taxes, and insurance. The balance was their mortgage payment for a 30-year fixed-rate mortgage at 5.375% from KeyBank. The families covered the closing costs on the mortgage, but the normal downpayment requirements were covered by the ODOD subsidy. On average, these families paid about 50% of the cost of these homes. We completed and sold all10 homes in 1999. The CAC will be responsible for handling any property transfers during the first 20 years to other eligible families. Through 2005, only one property has been resold to another eligible family.
• Krystal Ridge Accessible Housing: an 8-unit HUD Section 811 project for very low-income disabled persons. All units were designed to be barrier-free, with subsidized rents. Also funded by an Ohio Department of Development/HDAP grant. Constructed in 2001 in Findlay, all units are currently rented, with only two changes in tenants through 2006. The CAC continues to manage these 8 apartments.
• Ohio Housing Trust Fund: the CAC has received competitive grants from OHTF the last six years for emergency homeless prevention (rent and utility assistance) and for some emergency home repairs. We issued 8 grants of up to $5,000 for qualifying homeowners for necessary health and safety repairs to houses in 2002. The current two-year grant (2006/7) only included rent/utility vouchers.
Approved projects in progress:
• A 4-house new construction project utilizing Hancock Co. CHIP funds, currently in the construction phase. Construction completion expected by spring 2008.
• A 20+ homeowner Emergency Home Repair project in Hancock County utilizing CHIP funds. Maximum homeowner grants of $8,000. Currently have 21 houses under contract, with 20 completed. Project completion expected in October 2007.